Did You Know?

  • Floods are the number one natural disaster in the United States.
  • Just an inch of water can cause costly damage to property. 
  • Everyone is at risk - due to weather systems, runoff or drainage issues. 
  • Most homeowners insurance does not cover flood damage. 
  • More then 50% of properties in high-risk areas remain unprotected by flood insurance; all properties in high-risk areas need to be protected with flood insurance. 
  • Over 20% of all flood insurance claims are filed in low-to moderate-risk areas. 
  • There is a 26% chance of flooding during a 30 year mortgage, compared to a 9% chance of fire for buildings in high-risk flood areas. 
  • Flood losses in the United States averaged $2.4 billion per year in the 1990's and 2000's. 
  • The National Flood Insurance Program (NFIP) paid nearly $16 billion in flood insurance claims to policyholders during the 2005 hurricane season (as of August 31, 2006). 
  • In the last 50 years, nearly 1,000 flood events have been designated as federally declared disasters. 
  • Nearly 75% of all federally declared disasters over the past five years involved flooding.